Author: Christi Stanley
In an fast-paced world as today, money woes can top the list of employee stressors. Billions of workers live from paycheck to paycheck, and even more say they find it difficult to plan for the future. This is where work-based financial wellness programs can be so effective. And bolstering the financial health of employees not only relieves stress but can also create a more engaged and loyal workforce. What Are Financial Wellness Programs? Company financial wellness programs are an employer-led effort to assist employees in managing their money. Tools, education and resources give employees everything they need to budget, manage…
STEM education focuses on science, technology, engineering and mathematics. These are the subjects of all future innovation and problem-solving. But because the subjects can seem abstract, many students find them challenging. This is where XR (Extended Reality) fits in. It allows for hands-on experiences in classrooms without the need for physical labs. With XR, students can enter a digital world where they can tinker, encounter new things and learn in a captivating way. What is XR? XR, extended reality, is a term that refers to virtual reality (VR), augmented reality (AR) and mixed reality. Put simply XR is the combining…
Purchasing a home in need of renovation can be thrilling. The fantasy of most of us is turning an old, tired property into our dream house. But the work of renovating also poses challenges. One of the biggest is money. You can also use renovation loans to cover the costs of repairs and upgrades. If you’re considering purchasing a fixer-upper, knowing your loan options can help make the process easier. What Are Renovation Loans? Renovation loans are special home loans that include money for buying a house and also fixing it up. Rather than applying for two separate loans, you…
Over the past few years, credit unions have undergone systemic changes aimed at guaranteeing better service to their members. These transformations are popularly called digital changes and gained much traction in 2025. As members are growing to demand quick, easy, and secure services, credit unions have leveraged technology to keep pace. Credit unions are now implementing every possible credit union software solution-from customer care, data security, to financial planning. Members Experience Building There are several reasons why credit unions abandon the stale, old methods and opt to enter the digital worlds; the topmost reason is banking ease for its members.…
Dining solo is awkward for many people, but it doesn’t have to be. In reality, however, dining alone can be a deeply rewarding experience of self-care, introspection and the simple pleasures of a good meal. You don’t have to wait for company; you can learn to appreciate yourself for company, and turn dining out into a mindful ritual. Here’s how to get the most out of eating out alone. Choose the Right Spot Choose a restaurant that is comfortable for you. I shall choose cafes, casual dining places or those with a cozy atmosphere in between. The window seat, the…
The mind is one of the most vital components of wellness. But a lot of people are reluctant to get help, because of stigma, time constraints or not having access to experts. As technology becomes not only faster, but smarter too, so too does healthcare. One significant change has been through telepsychiatry, in which all of the mental health services are delivered online only. And telepsychiatry is enabling people to talk to doctors, therapists and counsellors from home. It is creating a bridge between patients and the mental health community. Here’s a closer look at how telepsychiatry operates, who it…
Technology has fundamentally altered how people save, spend and invest. One of the most significant commotions in finance has been the birth and rise of robo-advisors. They are digital services that rely on algorithms to oversee investments. Before, they provided only simple portfolio management. Now, however, the desks are becoming increasingly sophisticated with personalisation. Below we’ll take a look at how robo-advisors have developed, and why they are relevant today for those exploring investments. The Early Days of Robo-Advisors Robo-advisors originally showed up with one goal — to automate investing. They constructed portfolios with both index funds and exchange-traded funds…
Money is part of our day-to-day existence, but most schools don’t teach teenagers how to manage it. A good number of the upcoming generation don’t even know basic concepts such as saving and investing! It often backfires with financial instability down the road. This can be changed by teaching financial literacy in schools. It can even help teenagers to make smart decisions with money and create more security in their future. In this post, I’d like to discuss the importance of financial literacy and what schools should be teaching teens to prepare them for a money-smart life. Why Teens Need…
There’s been a lot of upheaval in money movement in recent years. People do not want to wait hours or days for their payments to settle. In a fast world like today’s, speed, security and trust are essential for businesses and individuals when sending or receiving money. And that’s where real-time banking and instant payments step in. But they are defining the future of how we handle cash flow. What Are Instant Payments? Instant payments are the equivalent of money being immediately moved from one account to another. The good news is that, unlike bank transfers which can often takes…
If you’re curious about making the most of your time at Rajabets Casino, a few smart strategies can help you enjoy betting games and maybe even land some wins. The site offers a wide range of games, from slots and table classics to Indian favorites like Teen Patti and Andar Bahar, along with sports and esports betting for those who prefer more action. Getting familiar with how these betting games work, knowing your options, and playing wisely can make all the difference. Let’s look at some practical tips to help you win, without getting lost in fancy words or jargon.…